Bridging Loan Calculator

Bridging Loan Calculator

Calculate your bridging loan costs and understand the total amount you'll need to repay

Loan Details

£
£0 £5M
£
£0 £10M
months
1 month 24 months
%
0.5% 2.5%

Fees & Charges

% = £5,000
% = £2,500
% = £2,500
£
£
£

Your Loan Summary

Description Amount
Gross Loan Amount (Inc. Fees Added) £250,000
Net Loan Advance (After Fees Deducted) £237,500
Loan-to-Value (LTV) 62.50%
Monthly Interest Payment £1,875
Total Interest (Retained) £11,250
Total Fees £12,500
Total Repayment Amount £273,750

Understanding Your Bridging Loan

  • Gross Loan Amount: The total loan including fees that are added to the loan
  • Net Loan Advance: The actual amount you receive after all fees are deducted
  • Serviced: You pay interest monthly from your own funds
  • Retained: Interest is paid monthly but deducted from the loan funds
  • Rolled Up: Interest is added to the loan and paid when you exit
  • LTV (Loan-to-Value): The loan amount as a percentage of the property value

This calculator provides estimates only. Actual costs may vary based on your specific circumstances.

Please consult with a financial advisor for accurate quotes and professional advice.