Bridging Finance with LendInvest: A Smart Solution for Property Investors

Bridging finance is an essential tool for property investors looking to act quickly on opportunities, whether for property purchases, refurbishments, or development projects. LendInvest stands out in the bridging finance market with its competitive rates, flexible terms, and streamlined application process tailored to the needs of modern property investors.

This article explores the features, benefits, and application process for bridging loans with LendInvest, helping you understand how this lender can support your property ambitions.

Why Choose LendInvest for Bridging Finance?

LendInvest offers a range of bridging finance solutions designed to accommodate diverse property strategies, including:
  • Purchasing at auctions.
  • Refurbishing buy-to-let or HMO properties.
  • Unlocking equity for property development.
  • Bridging the gap between property purchases and long-term financing.
  • Key Advantages:
  • Speed: Quick decisions and fast access to funds.
  • Flexibility: Loan terms tailored to your project timeline.
  • Broad Eligibility: Financing available for individuals, corporate entities, and trusts.
  • Features of LendInvest Bridging Finance

    1. Loan Amounts and Terms

  • Loan Amounts: From £75,000 to £30 million, suitable for both small-scale and large projects.
  • Loan Terms: Up to 18 months, offering flexibility for different investment timelines.
  • 2. Loan-to-Value (LTV)

    Maximum 75% LTV, allowing investors to leverage their capital effectively.

    3. Competitive Interest Rates

    Rates starting from 0.89% per month, with options for serviced, retained, or rolled interest payments.

    4. Property Types

    Residential, semi-commercial, and commercial properties. Land acquisitions with or without planning permission

    5. Fast and Transparent Process

    Instant quotes via LendInvest’s online portal. Heads of terms issued quickly, streamlining the borrowing process.

    How to Apply for a LendInvest Bridging Loan

    Step 1: Prepare Your Application

    • Details of the Property: Type, value, and intended use.
    • Exit Strategy: A clear plan to repay the loan, such as selling the property or refinancing.
    • Deposit Proof: Evidence of the deposit and associated costs, including stamp duty.

    Step 2: Submit Your Application

    Applications can be submitted via LendInvest’s online portal or through a mortgage broker.

    Step 3: Property Valuation and Legal Process

    LendInvest will instruct a valuation of the property and require legal representation from both the borrower and lender.

    Step 4: Receive Funds

    Once approved, funds are typically released within days, enabling you to proceed with your property project promptly.

    Why LendInvest Stands Out

    Flexible Funding Options: Choose the interest payment structure that best suits your cash flow:

    • Serviced Interest: Pay monthly, reducing the total repayment amount.
    • Retained Interest: Deducted upfront for simpler repayments.
    • Rolled Interest: Accumulated and paid at the end of the loan term.

    Transparent Fee Structure: LendInvest provides a clear breakdown of fees, including arrangement, valuation, and legal fees, ensuring there are no surprises.

    Example Scenarios for Using LendInvest Bridging Finance

    1. Auction Purchase

    Scenario: A property investor needs £300,000 to purchase a property at auction within 28 days.

    Solution: LendInvest provides bridging finance with quick approval and release of funds, allowing the investor to meet the auction deadline.

    2. Refurbishment for Increased Rental Yield

    Scenario: A landlord wants to refurbish a property to convert it into an HMO, increasing rental income.

    Solution: LendInvest offers a 12-month bridging loan, giving the landlord time to complete the refurbishment and refinance onto a long-term buy-to-let mortgage.

    3. Unlocking Equity for a New Project

    Scenario: A developer owns a property with substantial equity and needs funding for a new project.

    Solution: LendInvest provides a bridging loan against the existing property, enabling the developer to fund the new project without selling.

    Conclusion

    LendInvest’s bridging finance offers property investors a fast, flexible, and reliable solution for funding projects. Whether you’re purchasing at auction, refurbishing for rental income, or unlocking equity for a new development, LendInvest’s tailored loans are designed to meet your needs.

    Ready to fund your next project? Contact Auction Finance today to learn more about LendInvest’s bridging finance options and find the right solution for your property goals.

    FAQs

    Q 1. Who can apply for a LendInvest bridging loan?
    Ans: LendInvest lends to individuals, companies, and trusts, including non-UK residents subject to specific conditions.

    Ans: The minimum loan amount is £75,000.

    Ans: Funds are typically released within a few days of approval, depending on valuation and legal processes.

    Ans: An exit strategy is a plan for repaying the loan, such as selling the property or refinancing with a long-term mortgage.

    Ans: Yes, valuation, arrangement, and legal fees apply. LendInvest provides a transparent fee structure upfront.

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