Menu
Call any time
0208 143 7779
This article explores the features, benefits, and application process of Catalyst’s bridging loans to help you decide if they’re the right fit for your next project.
Catalyst’s bridging loans are ideal for:
What Sets Catalyst Apart:
From £100,000 to £10 million, catering to projects of all sizes.
Flexible terms from 1 to 24 months, ensuring sufficient time to complete your project or secure long-term financing.
Up to 80% of the property’s Open Market Value (OMV), allowing you to leverage your investment effectively.
Starting from 0.79% per month, reflecting competitive pricing in the short-term finance market.
Applies to properties rented to three to six unrelated individuals, forming separate households but sharing facilities.
Contact us to discuss your needs. Our quick response ensures you won’t miss out on time-sensitive opportunities.
Provide the following documentation:
Catalyst will:
Once approved, funds can be released promptly, allowing you to proceed with your property transaction.
Scenario: A property investor wins a property at auction and needs £350,000 to complete the purchase within 28 days.
Solution: Catalyst provides quick approval and funding, ensuring the investor meets the deadline.
Scenario: A landlord wants to renovate a property to increase rental income.
Solution: Catalyst offers a 12-month bridging loan to fund the refurbishment, repaid through refinancing onto a buy-to-let mortgage.
Scenario: A homeowner wants to purchase a new home but is waiting for their current property to sell.
Solution: Catalyst provides a bridging loan to cover the purchase, repaid once the existing property is sold.
Fast Decision-Making: Catalyst’s lending decisions are typically provided within 3 working hours, making them ideal for time-sensitive projects.
Flexible Solutions for Complex Needs: Catalyst considers each borrower’s unique circumstances, including those with adverse credit histories or irregular income.
Catalyst’s bridging loans offer property investors and developers a fast, flexible, and transparent solution for securing short-term finance. Whether you’re purchasing at auction, completing refurbishments, or managing a property sale, Catalyst’s tailored approach ensures you have the financial support to succeed.
Ready to explore your options? Contact Auction Finance today to learn more about Catalyst’s bridging loans and find the perfect solution for your property goals.
Ans: Catalyst lends to individuals, companies, and trusts, including those with complex financial situations.
Ans: Catalyst offers bridging loans with terms up to 24 months.
Ans: An exit strategy is a plan for repaying the loan, such as refinancing onto a long-term mortgage or selling the property.
Ans: Yes, fees for valuation, arrangement, and legal services apply but are clearly outlined during the application process.
Ans: Yes, Catalyst allows early repayment without penalties, potentially saving you interest costs.
(C) 2025 Auction Finance is a trading name of Mortgage Knight Ltd