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Bridging Loans with Lendco: Tailored Solutions with Auction Finance Support

Bridging Loans with Lendco: Tailored Solutions with Auction Finance Support
Bridging loans are essential for property investors and developers looking for quick and reliable financing. Whether you’re purchasing at auction, completing renovations, or bridging a property sale, Lendco offers bespoke short-term loans to meet your needs.

At Auction Finance, we make the process of securing a Lendco bridging loan simple and seamless, offering expert guidance from start to finish.

Why Choose Lendco with Auction Finance?

1. Loan Amounts

From £100,000 upwards, catering to small and large-scale property projects.

2. Loan Terms

Flexible terms ranging from 2 to 36 months, giving you ample time to complete your project or secure long-term financing.

3. Loan-to-Value (LTV)

Maximum 75% LTV, enabling you to leverage your property’s value effectively.

4. Competitive Interest Rates

Lendco offers competitive rates, reflecting the short-term nature of bridging finance.

5. Property Types Supported

  • Residential Properties: Ideal for buy-to-let, owner-occupied, and refurbishment projects.
  • Commercial and Mixed-Use Properties: Suitable for offices, retail spaces, and multi-purpose developments.

6. Flexible Payment Options

  • Serviced Interest: Pay monthly to manage costs effectively.
  • Rolled Interest: Pay at the end of the term to optimise cash flow.

How Auction Finance Supports Your Bridging Loan Application

Step 1: Initial Consultation

We assess your property finance needs and determine whether Lendco’s bridging loans are the right fit for your goals.

Step 2: Preparing Your Application

Our team ensures all required documents are complete and aligned with Lendco’s criteria, including:

Step 3: Submission and Liaison

We handle the submission to Lendco and maintain communication throughout the process, ensuring a smooth experience.

Step 4: Valuation and Legal Process

  • Valuation: Lendco arranges for a property valuation to confirm its market value.
  • Legal Work: We coordinate with solicitors to finalise the loan agreement promptly.

Step 5: Approval and Funding

Once approved, funds are typically released within days, enabling you to proceed with your project without delays.

Example Scenarios for Using Lendco Bridging Loans

1. Auction Property Purchase

Scenario: A property investor wins a property at auction and needs £400,000 to complete the purchase within 28 days.

Solution: Auction Finance works with Lendco to secure a bridging loan quickly, ensuring the investor meets the deadline.

2. Refurbishment Project

Scenario: A landlord plans to convert a property into an HMO to increase rental yields.

Solution: Auction Finance secures a 12-month bridging loan with Lendco, allowing the landlord to complete renovations and refinance onto a long-term buy-to-let mortgage.

3. Bridging a Property Sale

Scenario: A homeowner is purchasing a new property but waiting for their current home to sell.
Solution: Auction Finance helps arrange a bridging loan with Lendco, covering the purchase until the existing property is sold.

Why Choose Auction Finance?

Our in-depth understanding of bridging finance ensures your application meets Lendco’s requirements.

  • Tailored Advice: We provide personalised guidance on structuring your loan to meet your specific project needs.
  • Transparent Process: We keep you informed at every stage, ensuring clarity and efficiency.
  • Faster Approvals: Our close partnership with Lendco facilitates quicker decision-making and funding.

    • FAQs

    Q 1. What types of properties does Lendco finance?

    Ans: Lendco supports residential, commercial, and mixed-use properties, as well as refurbishment projects.

    Ans: Lendco typically releases funds within days of approval, ensuring timely access to capital.

    Ans: An exit strategy is a plan for repaying the loan, such as selling the property or refinancing.

    Ans: Yes, Lendco allows early repayment without penalties, helping you save on interest costs.

    Ans: Fees for valuation, arrangement, and legal services apply. Auction Finance provides a full breakdown during the application process.

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    • Auction Finance specialises in structured financing solutions for property auctions. Our expert team prioritises a client-focused approach, offering competitive rates and flexible options for quick and efficient funding. Whether you're bidding on residential, commercial, or land, we are committed to supporting your auction success.

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