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Bridging Loans with MT Finance: Tailored Solutions with Auction Finance Support

Bridging Loans with MT Finance: Tailored Solutions with Auction Finance Support
Bridging loans are essential for property investors and developers who need swift and flexible financing. Whether you’re purchasing a property at auction, funding refurbishments, or bridging a property sale, MT Finance offers reliable, short-term financial solutions tailored to your needs.

At Auction Finance, we provide expert guidance and support to simplify your MT Finance bridging loan application, ensuring a seamless process from start to finish.

Why Choose MT Finance with Auction Finance?

MT Finance Bridging Loans are designed to help property professionals act quickly on opportunities. With Auction Finance by your side, the process becomes even easier as we:
  • Save You Time: By managing all aspects of the application process.
  • Improve Approval Chances: Ensuring your application meets MT Finance’s requirements.
  • Offer Expert Guidance: Advising on the best loan terms and structure for your specific project.

Key Features of MT Finance Bridging Loans

1. Loan Amounts:

From £50,000 to £10 million, catering to both small and large-scale projects.

2. Loan Terms:

Flexible terms of up to 24 months, offering sufficient time to complete your project or secure long-term financing.

3. Loan-to-Value (LTV):

Maximum 70% LTV, allowing you to leverage property value effectively.

4. Competitive Interest Rates:

Starting at 0.95% per month, making MT Finance a competitive option in the short-term finance market.

5. Property Types Supported: Residential Properties:

Ideal for buy-to-let, owner-occupied, and refurbishment projects.
Commercial and Semi-Commercial Properties: Suitable for offices, retail spaces, and mixed-use developments.

6. Flexible Payment Structures:

Serviced Interest: Pay monthly to reduce the total cost.
Rolled Interest: Pay at the end of the term to improve cash flow.

How Auction Finance Supports Your Bridging Loan Application

Step 1: Initial Consultation

We assess your property finance needs and determine whether MT Finance’s bridging loans are the right fit for your project.

Step 2:

Preparing Your Application Our team ensures all required documents are complete and aligned with MT Finance’s criteria, including:

  • Property Details: Location, type, and valuation.
  • Financial Information: Proof of deposit and any relevant income details.
  • Exit Strategy: A clear plan for repaying the loan, such as selling the property or refinancing.

Step 3:

Submission and Liaison We handle the submission to MT Finance and manage all communications to ensure a smooth process.

Step 4: Valuation and Legal Process

  • Property Details: Location, type, and valuation.
  • Valuation: MT Finance arranges for a property valuation to confirm its market value.
  • Financial Information: Proof of deposit and any relevant income details.
  • Legal Work: We coordinate with solicitors to finalise the loan agreement promptly.
  • Exit Strategy: A clear plan for repaying the loan, such as selling the property or refinancing.

Step 5:

Approval and Funding Once approved, funds are typically released within days, allowing you to proceed with your property project without delays.

Example Scenarios for Using MT Finance Bridging Loans

1. Auction Property Purchase

Scenario: A property investor wins a property at auction and needs £500,000 to complete the purchase within 28 days.
Solution: Auction Finance works with MT Finance to secure a bridging loan quickly, ensuring the investor meets the deadline

2. Refurbishment Project

Scenario: A landlord plans to convert a property into an HMO to increase rental yields.
Solution: Auction Finance secures a 12-month bridging loan with MT Finance, allowing the landlord to complete renovations and refinance onto a long-term buy-to-let mortgage.

3. Bridging a Property Sale

Scenario: A homeowner wants to purchase a new property but is waiting for their current home to sell.

Solution: Auction Finance helps secure a bridging loan with MT Finance, covering the purchase until the sale of the existing property is completed.

Why Choose Auction Finance?

1. Specialist Knowledge

Our in-depth understanding of bridging loans ensures your application is tailored to MT Finance’s requirements.

2. Personalised Guidance

We provide tailored advice on structuring your loan to meet your specific project goals.

3. Transparent Communication

From start to finish, we keep you informed, ensuring there are no surprises or delays.

4. Faster Approvals

Our close partnership with MT Finance facilitates quicker decisions and funding.

FAQs

Q 1. What types of properties does MT Finance finance?
Ans: MT Finance supports residential, commercial, and semi-commercial properties, as well as refurbishment projects.
Ans: MT Finance typically releases funds within days of approval, ensuring timely access to capital.
Ans: An exit strategy is your plan for repaying the loan, such as selling the property or refinancing.
Ans: Yes, MT Finance allows early repayment without penalties, helping you save on interest costs.
Ans: Fees for valuation, arrangement, and legal services apply. Auction Finance provides a full breakdown during the application process.

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  • Auction Finance specialises in structured financing solutions for property auctions. Our expert team prioritises a client-focused approach, offering competitive rates and flexible options for quick and efficient funding. Whether you're bidding on residential, commercial, or land, we are committed to supporting your auction success.

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