Fast Auction Finance in London

Secure pre-approved auction finance for London property investments with Auction Finance UK. Our specialist bridging loans help you win at competitive London auctions with funding available in just 7-10 days, giving you the confidence to bid on prime central London properties.

Why Choose Auction Finance UK for London Property Investment?

London’s property auction market moves fast, with high-value opportunities requiring immediate funding decisions. Our London auction finance service provides:

7-10 day funding guarantee - Perfect for London's 28-day completion requirements
No business plans required - Loans secured against property value
Competitive rates from 0.79% - Industry-leading pricing for London investments
Central London expertise - Deep understanding of London property market dynamics
Post-auction valuations - Flexible arrangements for successful bidders

Whether you’re targeting residential investments in zones 2-6, commercial opportunities in the City, or mixed-use developments across Greater London, our auction finance solutions are designed to help you secure premium London properties.

London Auction Finance Services

Case Studies

Case Study 1: £850,000 Victorian Conversion in Clapham

Client: Property developer

Property: 4-bedroom Victorian house requiring conversion to 2 flats

Challenge: Needed £850,000 within 10 days for competitive auction

Solution: Secured 70% LTV bridging loan at 0.85% monthly rate

Outcome: Successfully acquired property, completed conversion, refinanced to BTL mortgages with £200k profit

Case Study 2: £1.2M Commercial Unit in Shoreditch

Client: Restaurant chain investor

Property: Ground floor retail unit with development potential

Challenge: Auction completion required within 28 days, existing finance fell through

Solution: Provided £1.2M facility with interest roll-up option

Outcome: Client secured prime location, now operating successful restaurant with 25% property value increase

Case Study 3: £650,000 HMO Opportunity in Stratford

Client: First-time auction buyer

Property: 6-bedroom house suitable for HMO conversion

Challenge: Nervous first-time buyer needed reassurance and fast finance

Solution: Pre-approved facility with dedicated case manager support

Outcome: Successful acquisition, HMO conversion completed, generating £4,200 monthly rental income

Frequently Asked Questions

Q1: How quickly can I get auction finance approved in London?

A: We provide credit decisions within 24-48 hours and can have funds available in 7-10 days. For London auctions, we recommend starting the process before bidding to ensure you’re ready to complete within the standard 28-day period.

Q2: What's the maximum loan amount for London auction finance?

A: We can provide auction finance from £100,000 up to £10 million for London properties. Loan amounts depend on property value and your deposit contribution, typically offering up to 75% LTV for most London properties.

Q3: Do you finance leasehold properties in London?

A: Yes, we finance both freehold and leasehold properties in London. For leasehold properties, we typically require a minimum 80-year lease remaining and will consider the ground rent and service charge implications in our assessment.

Q4: What areas of London do you cover for auction finance?

A: We provide auction finance across all London boroughs, from central zones 1-2 through to outer London areas. Our local expertise covers both prime central London and emerging areas with strong investment potential.

Q5: Can you help with auction finance for first-time investors in London?

A: Absolutely. We work with first-time auction buyers and provide dedicated support throughout the process. Our team can guide you through London auction procedures and ensure your finance is ready before you bid.

Ready to secure your next auction property?

Call us or get in touch today for fast, flexible auction finance and expert support from bid to completion.