Planning a buy-to-let (BTL) investment? Our Buy-to-Let Total to Pay Calculator helps you estimate the total cost of a mortgage product over a set period, such as 2 years or 5 years. This allows you to compare different mortgage deals and understand the overall financial commitment before making a decision.
Calculate the total you'll pay during your fixed rate mortgage term
This calculator shows the total cost during your fixed rate period only. Monthly payments are calculated based on the full mortgage term, but totals are for the fixed rate period.
| Component | Amount | Percentage |
|---|---|---|
| Principal Repayment | £8,456 | 26.3% |
| Interest Payments | £21,640 | 67.5% |
| Arrangement Fee | £1,995 | 6.2% |
| Total to Pay | £32,091 | 100% |
These examples illustrate how the total cost varies based on loan amount, interest rates, and term lengths. Use the calculator to tailor results to your specific needs.
Estimate your total mortgage cost over a chosen period and compare deals effortlessly.
Try our Buy-to-Let Total to Pay Calculator now and make informed investment decisions!
Ans: Our calculator provides an estimate based on standard repayment calculations. The actual amount may vary depending on lender fees and product specifics.
Ans: No, this tool focuses solely on the total mortgage cost over a chosen period. Additional costs like legal fees, stamp duty, or broker fees are not included.
Ans: Yes! You can input different term lengths (e.g., 2 years vs. 5 years) to see how total costs compare across products.
Ans: The tool is primarily designed for interest only mortgages, but you can still use it to estimate costs for repayment mortgages for repayment deals.
Ans: While tailored for buy-to-let investors, this calculator can also be used for residential mortgages to estimate total costs.
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