If you’re planning a property purchase, refinance or investment, getting the numbers right early makes everything easier.Our free calculators give you quick, practical estimates for borrowing, repayments, property costs and investment returns — whether you’re buying at auction, arranging bridging finance, or reviewing a Buy-to-Let.
Use these tools to sense-check your figures, explore different scenarios, and prepare for a proper conversation with a specialist adviser.
These calculators help you understand what you may be able to borrow and how your mortgage payments could look over time.
Estimate monthly payments based on loan amount, interest rate and term.
Get a quick borrowing estimate based on income, before full lender checks.
See how your monthly payment could change if interest rates rise or fall.
Compare your current mortgage with a new deal and assess potential savings.
See how regular or one-off overpayments could reduce interest and shorten your term.
Understand how your balance reduces over time and how much interest you pay overall.
Estimate stamp duty costs for home movers, first-time buyers and additional properties.
Check your Loan-to-Value and understand how deposit or equity affects your options.
Estimate bridging interest and costs to sense-check short-term finance.
Calculate gross rental yield using purchase price and monthly rent.
Quick estimates for Buy-to-Let payments and returns.
Estimate borrowing figures and stress-test style calculations for HMOs.
See the estimated total cost over the mortgage term, including interest and fees.
Explore whether consolidating existing borrowing could reduce monthly outgoings.
These calculators are designed to help you plan quickly and confidently. They allow you to:
Important note: Calculator results are estimates only. Your actual options will depend on lender criteria, credit profile, property type and underwriting.
An investor used the rental yield and total-to-pay calculators to compare two properties, helping them identify the stronger long-term investment.
A homeowner used the rate change and remortgage calculators to see how rising rates would affect payments, then secured a new deal before their fixed rate ended.
A homeowner used the rate change and remortgage calculators to see how rising rates would affect payments, then secured a new deal before their fixed rate ended.
