Auction Finance
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Fast Auction Finance in London

Secure pre-approved auction finance for London property investments with Auction Finance UK. Our specialist bridging loans help you win at competitive London auctions with funding available in just 7-10 days, giving you the confidence to bid on prime central London properties.

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Why Choose Auction Finance UK for London Property Investment?

London’s property auction market moves fast, with high-value opportunities requiring immediate funding decisions. Our London auction finance service provides:

7-10 day funding guarantee

Perfect for London's 28-day completion requirements

No business plans required

Loans secured against property value

Competitive rates from 0.79%

Industry-leading pricing for London investments

Central London expertise

Deep understanding of London property market dynamics

Post-auction valuations

Flexible arrangements for successful bidders

Whether you’re targeting residential investments in zones 2–6, commercial assets in the City, or mixed-use projects across Greater London, our auction finance helps you secure prime London properties.

London Auction Finance Services

  • Residential auction finance - Houses, flats, and investment properties
  • Commercial property loans - Offices, retail, and industrial spaces
  • Development finance - Refurbishment and conversion projects
  • HMO financing - Multi-let property investments
  • Land acquisition loans - Development plots and land banking

Case Study 1: £850,000 Victorian Conversion in Clapham

Client: Property developer

Property: 4-bedroom Victorian house requiring conversion to 2 flats

Challenge: Needed £850,000 within 10 days for competitive auction

Solution: Secured 70% LTV bridging loan at 0.85% monthly rate

Outcome: Successfully acquired property, completed conversion, refinanced to BTL mortgages with £200k profit

Case Study 2: £1.2M Commercial Unit in Shoreditch

Client: Restaurant chain investor

Property: Ground floor retail unit with development potential

Challenge: Auction completion required within 28 days, existing finance fell through

Solution: Provided £1.2M facility with interest roll-up option

Outcome: Client secured prime location, now operating successful restaurant with 25% property value increase

Case Study 3: £650,000 HMO Opportunity in Stratford

Client: First-time auction buyer

Property: 6-bedroom house suitable for HMO conversion

Challenge: Nervous first-time buyer needed reassurance and fast finance

Solution: Pre-approved facility with dedicated case manager support

Outcome: Successful acquisition, HMO conversion completed, generating £4,200 monthly rental income

Frequently Asked Questions

A: We provide credit decisions within 24-48 hours and can have funds available in 7-10 days. For London auctions, we recommend starting the process before bidding to ensure you’re ready to complete within the standard 28-day period.
A: We can provide auction finance from £100,000 up to £10 million for London properties. Loan amounts depend on property value and your deposit contribution, typically offering up to 75% LTV for most London properties.
A: Yes, we finance both freehold and leasehold properties in London. For leasehold properties, we typically require a minimum 80-year lease remaining and will consider the ground rent and service charge implications in our assessment.
A: We provide auction finance across all London boroughs, from central zones 1-2 through to outer London areas. Our local expertise covers both prime central London and emerging areas with strong investment potential.
A: Absolutely. We work with first-time auction buyers and provide dedicated support throughout the process. Our team can guide you through London auction procedures and ensure your finance is ready before you bid.